Cost of Living in Vero Beach, Florida: A Comprehensive Guide

Have you been considering moving to Vero Beach, Florida, but you’re unsure of the cost of living? Are you wondering if Vero Beach is an expensive place to live, or if it’s a wealthy area? Look no further! In this comprehensive blog post, we’ll explore the cost of living in Vero Beach, from the average price of homes for sale to the pros and cons of living in this sunny city.

First things first, where is Vero Beach and who lives there? Located in Indian River County, Vero Beach is a popular coastal city that is home to approximately 17,000 residents. Although the population may seem small, the city attracts a diverse range of people, from retirees to young families and everything in between.

Now let’s talk about the cost of living in Vero Beach. Is it an expensive place to live? The answer may surprise you. While Vero Beach has a reputation for being a wealthy area, the cost of living is actually relatively affordable compared to other coastal cities in Florida. However, like any city, there are both pros and cons to living in Vero Beach.

If you’re considering a move to Vero Beach, you may be wondering about the average price of homes. Good news! You can find a bargain in Vero Beach with the median home price sitting at around $237,000. If apartment living is more your style, there are several Vero Beach apartments available to rent at competitive prices.

So, what are the pros and cons of living in Vero Beach, Florida? Whether you love long walks on the beach or exploring nature, Vero Beach offers something for everyone. On the flip side, traffic can be a downside during peak season, and the job market is competitive.

Are you ready to learn more about the cost of living in Vero Beach, Florida? In this comprehensive guide, we’ll delve into everything you need to know, from the average price of homes to the pros and cons of living in this sunny city.

Cost of Living in Vero Beach Florida

Vero Beach, Florida, is a beautiful place with miles of sandy beaches, excellent weather, and tons of outdoor activities. But one question on the minds of many people who want to move to Vero Beach is how much it costs to live there. In this section, we’ll explore the cost of living in Vero Beach, Florida, and what factors contribute to it.

Housing Costs

One of the most significant costs in Vero Beach is housing. While the cost of living index in Vero Beach is slightly lower than the U.S. average, the housing costs are higher. Here are some costs to consider:

  • The average home price in Vero Beach is between $190,000 to $350,000.
  • The median rental price for a two-bedroom apartment is about $1,300 per month.

Transportation Costs

Vero Beach is a relatively small town with a limited public transportation system. Therefore, most residents use a car to get around. Here are some costs to consider:

  • Gas prices in Vero Beach are slightly lower than the national average, about $2.87 per gallon.
  • Car insurance in Florida is higher than the national average, and Vero Beach is no exception.

Food Costs

Another significant cost to consider is food. Here are some costs to consider:

  • The cost of groceries in Vero Beach is slightly higher compared to the national average.
  • The cost of dining out is generally higher, with meals ranging from $10 to $20 per person.

Healthcare Costs

Healthcare costs can also add up quickly, so it’s a good idea to factor them into your overall cost of living. Here are some costs to consider:

  • The cost of medical care in Vero Beach is slightly lower than the national average.
  • However, the cost of health insurance varies depending on age, level of coverage, and pre-existing health conditions.

Other Costs

Here are a few other costs to consider when thinking about the cost of living in Vero Beach:

  • The cost of utilities like water, electricity, and gas is generally higher than the national average.
  • The sales tax rate in Florida is 6%, which is relatively low compared to other states.
  • The cost of childcare might be higher, depending on the provider and the age of your child.

The cost of living in Vero Beach, Florida, is slightly lower than the national average, but housing costs are higher. Transportation costs are also a significant factor, with most residents relying on cars. The cost of food and healthcare is generally similar to other parts of the country. When considering a move to Vero Beach, it’s essential to factor in all the costs and make a budget that works for you.

Vero Beach Apartments: Finding Your Ideal Home

Are you planning to move to Vero Beach, Florida, and looking for a rental apartment for your family or yourself? Look no further! Vero Beach has plenty of rental apartments that are sure to meet your needs and budget. Here is a comprehensive guide to finding your ideal apartment in Vero Beach.

Budget for an Apartment in Vero Beach

One of the most important factors to consider when looking for a Vero Beach apartment is your budget. You should strive to find an apartment that fits within your budget while still meeting your needs and preferences.

In Vero Beach, apartments’ rental prices can range from as low as $800 to as high as $4,000 per month. The price will vary depending on factors such as location, apartment size, amenities, and other property features.

Vero Beach Apartment Amenities

When choosing a Vero Beach apartment, one factor to consider is the amenities offered. Most apartments in Vero Beach come with a standard set of amenities like:

  • Swimming pool
  • On-site gym
  • Laundry
  • Wi-Fi

Other premium amenities that you may find in some Vero Beach apartments include a clubhouse, tennis courts, playgrounds, and car wash stations.

Location of Vero Beach Apartments

Your Vero Beach apartment’s location is a significant consideration, especially if you are new to the area. You need to decide whether you want to live in a cosmopolitan area, near the beach, or in a tranquil suburban community.

Vero Beach has various neighborhoods, each with its own unique offerings. Here are some popular areas to consider when looking for a Vero Beach apartment:

  • Central Beach
  • South Beach
  • Vero Isles
  • Indian River Shores

Size of Vero Beach Apartments

The size of the apartment is another essential factor you should consider when looking for a Vero Beach apartment. The sizes of apartments in Vero Beach range from studios to three-bedroom apartments.

If you are living alone or with a partner and you do not need a lot of space, a studio or one-bedroom apartment may be your best option. However, if you have a family, you may need to consider a two or three-bedroom apartment to accommodate your family comfortably.

Pet-Friendly Vero Beach Apartments

If you have a pet or plan to get one in the future, it’s vital to consider pet-friendly Vero Beach apartments. Most Vero Beach apartments allow pets, but there may be restrictions or certain requirements you need to meet.

Some apartments allow only cats or dogs, while others allow both. Additionally, some apartments may require a pet deposit or monthly pet rent. Be sure to check the apartment’s pet policy before signing a lease.

In conclusion, finding your ideal Vero Beach apartment may feel overwhelming, but with proper research and planning, it can be an enjoyable experience. Consider your budget, apartment amenities, location, apartment size, and whether the apartment is pet-friendly to find an apartment that feels like home.

Who Lives in Vero Beach

Vero Beach attracts diverse residents from all walks of life who are looking for a unique living experience. Here are the types of people who call Vero Beach their home:


Vero Beach is a popular destination for retirees who are seeking a warm climate, beautiful beaches, and a relaxed lifestyle. Many retirees are drawn to Vero Beach because of its affordable cost of living and excellent healthcare facilities.


Families also find Vero Beach a great place to raise kids. With top-rated schools, family-friendly activities, and the lack of traffic, Vero Beach provides a safe and welcoming environment for families.

Young Professionals

Vero Beach offers a thriving and growing job market, with a variety of opportunities in healthcare, education, and tourism. Many young professionals are attracted to the area because of the relaxed lifestyle and easy access to outdoor activities.


Vero Beach is known for its mild winters, making it a popular destination for snowbirds who want to escape the freezing temperatures up north. Many snowbirds own second homes in Vero Beach or rent during the winter months.

Artists and Creatives

Vero Beach has a thriving arts community, with many galleries, studios, and art festivals throughout the year. Many artists and creatives are drawn to Vero Beach’s laid-back lifestyle, natural beauty, and inspiration from the ocean.

Outdoor Enthusiasts

With its miles of pristine beaches, nature reserves, and parks, Vero Beach offers endless outdoor opportunities. Many residents are drawn to the area because of its excellent fishing, boating, hiking, and cycling options.

In summary, Vero Beach is a diverse and welcoming community that attracts a variety of residents for its affordable cost of living, natural beauty, and relaxed lifestyle. Whether you’re a retiree, young professional, or outdoor enthusiast, Vero Beach offers something for everyone.

Vero Beach Homes for Sale

Are you considering moving to Vero Beach, Florida? One of the most important things you’ll need to find is your dream home. Luckily, Vero Beach offers a wide selection of homes for sale, catering to a range of budgets and lifestyles.

Types of Homes

Vero Beach has an array of homes to cater to a variety of needs and preferences. Here are some of the popular types of homes you can find:

Single-Family Homes

These are detached homes that offer privacy and space for families to grow. You can find single-family homes in various styles, including contemporary, Mediterranean, or traditional styles. They usually come with spacious yards, making them ideal for those who love outdoor activities.


If you prefer a more low-maintenance lifestyle, condos may be a good option. Condominiums provide a blend of affordability, convenience, and comfort. You’ll typically have access to amenities such as pools, fitness rooms, and recreational areas.


These are multi-level homes that are attached to other homes in a row. Townhouses offer a perfect balance between single-family homes and condos. They provide more space than condos and are more low-maintenance than single-family homes.

Cost of Vero Beach Homes

The cost of homes in Vero Beach varies depending on the type of home and its location. Here are some average prices for homes in Vero Beach:

  • Single-family homes: $300,000 – $1,000,000
  • Condos: $100,000 – $500,000
  • Townhouses: $200,000 – $600,000

Factors to Consider When Buying a Home in Vero Beach

When you’re looking for a home in Vero Beach, there are several factors you should consider:


Consider the location of the home in relation to your job, schools, and other amenities. Determine how far you’re willing to commute daily.

Size and Layout

Consider the size and layout of the home you’re looking for. Do you need a large yard or extra bedrooms for guests or a home office?


Consider the amenities you’ll need, such as a pool or gym. Some communities offer shared amenities such as playgrounds or sports fields.


Finally, establish your budget to avoid overspending. Make sure to factor in any additional costs, such as maintenance, taxes, and insurance.

With these factors in mind, you’re sure to find the perfect Vero Beach home for you and your family.

The Cost of Living in Vero Beach, Florida

If you’re considering moving to Vero Beach, Florida, it’s important to understand how much it costs to live there. Here’s what you need to know about the cost of living in Vero Beach:

Housing Costs

  • The median home price in Vero Beach is $275,000, which is slightly higher than the national average.
  • Rent for a one-bedroom apartment in Vero Beach averages around $1,200 per month.
  • Utilities for a 915-square-foot apartment can cost around $150 per month.

Transportation Costs

  • The average commute time in Vero Beach is 20 minutes, and the cost of gas is around $2.30 per gallon.
  • Owning a car is a necessity in Vero Beach, with limited public transportation options available.

Food Costs

  • Groceries in Vero Beach can be slightly more expensive than the national average, with a gallon of milk costing around $3.30 and a pound of chicken costing around $3.90.
  • Eating out in Vero Beach can be affordable, with a meal for two at a mid-range restaurant costing around $60.

Healthcare Costs

  • Healthcare costs in Vero Beach are similar to the national average, with a routine check-up costing around $110.
  • Medicare and Medicaid are available for those who qualify.

Other Costs

  • Florida has no state income tax, but sales tax can be around 7%, and property taxes can be high in certain areas.
  • Vero Beach offers plenty of free community events, such as concerts and festivals, making entertainment options affordable.

Overall, the cost of living in Vero Beach is slightly higher than the national average, but it is a beautiful and peaceful place to reside. With a diverse range of activities and stunning scenery, Vero Beach could be the perfect home for you.

Places to Live in Vero Beach, FL

Vero Beach, FL, is a tranquil and picturesque coastal city that often attracts retirees, families, and young professionals looking for a quiet, yet vibrant place to call home. Here are some of the best neighborhoods to consider if you’re planning to move to Vero Beach.

1. Central Beach

Central Beach is a charming and historic neighborhood that encompasses Ocean Drive, the Vero Beach Museum of Art, and Riverside Park. The area is brimming with tree-lined streets, beautiful homes, and a cozy beach town feel. Central Beach is an excellent option for retirees, families, and anyone who enjoys a laid-back lifestyle.

2. Indian River Shores

Indian River Shores is a luxurious waterfront community bordering the Atlantic Ocean to the east and the Indian River Lagoon to the west. It offers excellent choices for beachside living with exclusive oceanfront estates, upscale condos, and gated golf course communities. The area is perfect for retirees, well-to-do families, and anyone who values privacy and security.

3. South Beach

South Beach is a serene island neighborhood situated across the Indian River Lagoon from the mainland. It features extensive sandy beaches and miles of biking and jogging trails. South Beach is a great option for water sports enthusiasts, nature lovers, and anyone who seeks a tranquil and secluded living.

4. Downtown Vero Beach

Downtown Vero Beach is a bustling and vibrant area with an array of restaurants, shops, and cultural venues. It offers a mix of historic, artistic, and modern living options, from charming bungalows and restored mid-century buildings to sleek high-rise condos and townhomes. The area appeals to young professionals, families, and anyone who wants to be at the center of the city’s social and cultural scene.

5. The Moorings

The Moorings is an upscale waterfront community located on the barrier island between the Indian River Lagoon and the Atlantic Ocean. It boasts a private beach club, a yacht club, golf courses, and a marina, as well as a range of luxury homes, villas, and condos. The Moorings is an ideal choice for boating enthusiasts, golfers, and those who appreciate lavish living.

In conclusion, Vero Beach, FL, offers a diverse selection of neighborhoods to suit various lifestyles and preferences. Whether you’re looking for a beachside oasis, a historic downtown vibe, a luxurious waterfront estate, or a cozy family home, you can find it in Vero Beach. Start exploring these neighborhoods to find your perfect home in this charming beachside community.

Is Vero Beach a Costly Place to Reside in

If we have to assess the cost of living in Vero Beach, one of the essential aspects that we must discuss is whether it is an expensive place to live. The cost of living generally varies from one place to another, and it significantly depends on several factors that determine the area’s expenses. Here, we will discuss some of the key points to help us understand whether Vero Beach is an expensive place to live or not.

Housing Costs

The cost of housing in Vero Beach is one of the most significant expenditures for residents. It is the primary factor that influences the cost of living in this area. While it may appear that Vero Beach is an expensive place to live with an average home price of about $300,000, it is slightly more affordable relative to other Florida cities. You can still find several affordable housing options within this vicinity, particularly if you are looking to rent. Most neighborhoods within Vero Beach offer rental prices that range from $800 to $1,500 per month.

Transportation Costs

Transportation is another vital aspect that affects the cost of living. Fortunately, Vero Beach has a relatively sound transportation system, and it is relatively easy to get around the city. Whether you choose to drive, take public transit, or walk, the costs are pretty affordable. Gas prices are relatively standard, and car insurance costs are not overly high, adding to the city’s affordability.

Health Care

Vero Beach has several healthcare providers scattered throughout the city, which makes it easier for residents to access quality medical facilities. When comparing to other US cities, healthcare costs are relatively average in Vero Beach. You should expect to pay an average of $200 per month for health care insurance, depending on your coverage options.


Florida is well known for its tax-friendly policies, meaning residents of Vero Beach can enjoy significant savings on taxes. There is no state income tax in Florida, and the property taxes in Vero Beach are below the national average.

When all factors are considered, Vero Beach is a relatively affordable place to live in Florida. While it may not be the cheapest option, it is still an excellent consideration for those who prioritize quality living. Of course, your lifestyle choices and preferences also play a role in determining your expenses. Nonetheless, residents of Vero Beach can enjoy an exceptional quality of life despite the fluctuations in economic conditions.

Pros and Cons of Living in Vero Beach, FL

If you’re considering relocating to Vero Beach, Florida, it’s essential to weigh in the pros and cons of living there. Here are some of them:


  • Vero Beach is a great place to retire. It boasts a low crime rate, a warm climate, and luscious surroundings.
  • The beaches in Vero Beach are some of the cleanest in the state, making them great places to relax and have fun.
  • Vero Beach is a great place for water sports enthusiasts. If you love kayaking, boating, or fishing, you’ll find plenty of opportunities to do so.
  • Vero Beach has a friendly community. People here are welcoming, and there’s a strong sense of camaraderie among locals.
  • The city is home to top-notch health facilities. If you’re a senior, you’ll find plenty of quality medical care here.


  • Vero Beach is a relatively expensive place to live. The cost of living is higher than average, so you’ll need to budget accordingly.
  • You’ll need a car to get around. Vero Beach isn’t the most walkable city, and public transportation is limited, so you’ll need your vehicle to get around.
  • The city is prone to hurricanes and tropical storms. While Vero Beach hasn’t been impacted by any major hurricanes in recent years, you should still be prepared to evacuate if a storm is on the horizon.
  • The job market in Vero Beach isn’t the best. If you’re moving here without a job already secured, you’ll want to start your job search as soon as possible.
  • The city can get crowded during the tourist season. From December to April, Vero Beach can be a busy place, and traffic can be congested.

In conclusion, living in Vero Beach, FL, has its advantages and disadvantages. If you’re looking for a place to retire or enjoy water sports, Vero Beach could be an excellent option. However, if you’re a job seeker or prefer living in a more affordable area, it’s worth looking elsewhere. At any rate, Vero Beach’s natural beauty, friendly community, and quality medical services make it a great place to visit and explore.

Average Price of Homes in Vero Beach Florida

Vero Beach boasts of some of the most luxurious and exquisite homes in Florida. If you’re considering moving to Vero Beach, it’s essential to know the average price of the homes in the area. Here’s a breakdown of the average price of homes in Vero Beach, Florida:

Types of Homes in Vero Beach

Before we dive into the average price of homes in Vero Beach, Florida, it’s crucial to understand the different types of homes available.

  • Single-family homes: These are standalone houses designed for a family to live in. They’re often the most expensive type of homes available in Vero Beach.
  • Condominiums: These are smaller housing units that are attached to other units, and they share common areas such as a gym, swimming pool, or parking lot. Condos in Vero Beach are relatively cheaper than single-family homes.
  • Townhouses: These are similar to condos, but they’re typically two to three floors tall and have more space than a condo. They tend to be more expensive than condos but cheaper than single-family homes.

Average Home Prices in Vero Beach

According to Zillow, the average price of a home in Vero Beach, Florida, is $297,900. The real estate market in Vero Beach has remained stable over the years, with a slight upward trend in recent years. Here’s a breakdown of the average home prices for different types of homes:

  • Single-family homes: The median home price for a single-family home in Vero Beach, Florida, is $350,000.
  • Condominiums: The median home price for a condo in Vero Beach, Florida, is $215,000.
  • Townhouses: The median home price for a townhouse in Vero Beach, Florida, is $235,000.

It’s worth noting that the prices of homes in Vero Beach can vary significantly depending on the location, size, and condition of the property. For instance, homes in beachfront areas tend to be more expensive than those located further away from the beach.

Factors Affecting Home Prices

Several factors influence the prices of homes in Vero Beach, Florida. Here are a few worth noting:

  • Location: Homes located in the prime areas of Vero Beach, such as beachfront properties and downtown areas, are more expensive than those in less desirable locations.
  • Size: The size of the property often determines its price. Larger homes tend to be more expensive than smaller ones.
  • Amenities: Homes with extra amenities such as private swimming pools, outdoor kitchens, and boat docks are often more expensive than those without.
  • Condition: The condition of the property can influence its price. Well-maintained homes with modern features and sleek designs are more expensive than older, poorly maintained properties.

In conclusion, the cost of living in Vero Beach, Florida, is relatively high, but the area’s exquisite homes and amenities make it worth every penny. The average home prices for different types of homes in Vero Beach, Florida, vary depending on several factors. If you’re looking to buy a home in Vero Beach, ensure you factor in your budget, preferred location, and desired amenities, among other considerations.

Living in Vero Beach Florida: Pros and Cons

Living in Vero Beach, Florida, has its advantages and disadvantages. Before making the move, it is essential to weigh the pros and cons to determine whether it is the right decision for you. Here are some of the advantages and disadvantages of living in Vero Beach, Florida.


  • Beautiful Beaches: Vero Beach has some of the best beaches in Florida, with its soft sand and crystal clear waters. It’s a paradise for those who love to surf, swim, or soak up the sun.
  • Lower Cost of Living: Vero Beach’s cost of living is lower than many other cities in Florida, making it more affordable for families, students, and retirees.
  • Recreational Opportunities: Vero Beach is home to several state parks, golf courses, and recreational areas, providing numerous opportunities for people to enjoy outdoor activities.
  • Great Weather: With an average temperature of around 76 degrees all year round, Vero Beach has warm and pleasant weather that is conducive to outdoor activities.
  • Friendly Community: Vero Beach has a tight-knit community, and the residents are welcoming to newcomers. The town has a friendly vibe, and people are always ready to lend a helping hand.


  • Hurricane Risk: As with other Florida towns, Vero Beach is at risk of hurricanes. During the hurricane season, residents need to be prepared with supplies and emergency plans.
  • Traffic Congestion: During peak hours, traffic in Vero Beach can be heavy, especially on Route 1 and the surrounding areas. It’s best to plan your travel accordingly.
  • Lack of Diversity: Vero Beach has a low population of minorities, and there isn’t much cultural diversity. This can make it challenging for people who enjoy different cultures and cuisines.
  • Limited Job Opportunities: While Florida has a booming economy, Vero Beach has limited job opportunities compared to other larger cities in Florida. If you are highly specialized in a field, you may find more job opportunities elsewhere.
  • Tourism Impact: Vero Beach is a popular tourist destination, which can fluctuate the town’s population and affect traffic, real estate prices, and local businesses.

In conclusion, living in Vero Beach, Florida, has its advantages and disadvantages. Whether the pros outweigh the cons or not depends on your individual preferences and priorities. However, the friendly community, beautiful beaches, and relatively low cost of living make Vero Beach a desirable place to live.

You May Also Like